Indian Payment Apps & Fintech
43 Indian products and brands. Best Indian payment apps, UPI platforms, and fintech.
PhonePe
Replaces: Google Pay, Apple Pay, PayPal, Mastercard
India's largest UPI payments app with 47% market share. Offers insurance, mutual funds, and gold investments on-platform.
Paytm
Replaces: Google Pay, Apple Pay, Square, Mastercard
India's pioneer digital payments platform. 500M+ users. Offers payments, banking, lending, insurance, and wealth management.
Razorpay
Replaces: Stripe, PayPal, Square, Mastercard
India's leading B2B payment gateway. Powers 34 of 42 Indian unicorns. $180B annualized TPV. Expanding into neobanking.
Zerodha
Replaces: Robinhood, E-Trade, Interactive Brokers
India's largest discount broker. 8M+ users. Bootstrapped to unicorn status. Most profitable fintech in India. Built Kite and Varsity.
Groww
Replaces: Robinhood, Acorns
India's most popular investment app. Simple interface for stocks, mutual funds, gold, and fixed deposits. Surpassed Zerodha in users.
CRED
Replaces: Mint, Credit Karma
Premium fintech rewarding credit card bill payments. 22M+ users. Known for exclusive rewards, UPI payments, and viral ads.
PolicyBazaar
Replaces: Lemonade, Geico
India's largest insurance marketplace. Compare and buy health, life, car, and travel insurance online. Listed company.
Upstox
Replaces: Robinhood, eToro
Discount stock broking platform backed by Ratan Tata and Tiger Global. Over 1 crore users trade equities, mutual funds, and IPOs.
BharatPe
Replaces: Square, PayPal
Fintech company that pioneered India's first UPI-interoperable QR code for merchants. Enables digital payments and small business loans.
Jupiter
Replaces: Revolut, N26
Digital banking app offering zero-balance accounts, expense tracking, and smart budgeting tools for young professionals.
Niyo
Replaces: Wise, Revolut
Digital banking platform for young professionals and travelers. Offers zero-balance accounts, forex cards, and global payments.
Slice
Replaces: American Express, Visa
Digital credit platform for millennials. Offers payment cards with flexible repayment, cashbacks, and expense management.
INDmoney
Replaces: Mint, Personal Capital
Personal finance super app. Track investments, manage expenses, and invest in Indian and US stocks from a single dashboard.
Smallcase
Replaces: Motif Investing, Wealthfront
Thematic investing platform enabling portfolios based on themes and strategies. Partners with brokers for curated stock baskets.
MobiKwik
Replaces: PayPal, Apple Pay
Digital wallet and payment app offering credit, insurance, and investment products. One of India's earliest mobile payment platforms.
Kuvera
Replaces: Vanguard, Fidelity
Free direct mutual fund investment platform. Helps users invest in mutual funds, fixed deposits, and plan goal-based portfolios.
Cashfree Payments
Replaces: Stripe, PayPal
Payment gateway and API banking — serves 800K+ businesses including CRED, Nykaa, Delhivery.
CCAvenue
Replaces: Stripe, PayPal, Square
India's oldest payment gateway — 3M+ merchants, 200+ payment options, PCI-DSS compliant.
JusPay
Replaces: Adyen, Stripe
Payment orchestration processing 30M+ daily transactions — powers Amazon India, Flipkart, Swiggy payments.
Instamojo
Replaces: Shopify Payments, Square
Payment gateway + online store for small businesses — 2M+ merchants, no coding needed.
PayU India
Replaces: Stripe, PayPal
India's payment aggregator — 500K+ businesses, 150+ payment modes.
BillDesk
Replaces: Stripe Billing, PayPal
One-stop online bill payment — utilities, insurance, recurring payments.
EaseBuzz
Replaces: Stripe, Square
Digital payments with 150+ options and connected banking for businesses.
ZaakPay
Replaces: Stripe, PayPal
MobiKwik subsidiary — 100+ payment modes, RBI authorized.
EnKash
Replaces: Brex, Ramp
100% transaction success rate — corporate payment automation.
TallyPrime
Replaces: QuickBooks, Xero
Comprehensive accounting software — GST, inventory, payroll for Indian SMBs.
ClearTax
Replaces: TurboTax, H&R Block
Tax compliance — ITR filing, GST, e-invoicing automation for businesses.
Jar
Replaces: Acorns, Stash
Automated savings — round up transactions into digital gold investments.
Gullak
Replaces: Acorns
Micro-savings app investing spare change into 24K digital gold.
Dhan
Replaces: Saxo Bank, Interactive Brokers
Trading platform — stocks, F&O, commodities, ETFs, mutual funds.
5paisa
Replaces: Trading 212, Robinhood
Discount brokerage — flat fee equities, derivatives, commodities trading.
Angel One
Replaces: Charles Schwab, Fidelity
Full-service discount brokerage — equities, derivatives, mutual funds, IPOs.
Khatabook
Replaces: Wave, QuickBooks
Digital ledger for small merchants — credit-debit tracking and reporting.
BHIM UPI
Replaces: Google Pay, Venmo, Mastercard
Government-backed UPI app — instant bank-to-bank transfers.
Navi
Replaces: SoFi, Revolut
Digital fintech — personal loans, insurance, mutual funds, UPI.
Zoho Books
Replaces: QuickBooks, FreshBooks, SAP
Online accounting — invoicing, GST compliance, financial reporting.
RuPay
Replaces: Visa, Mastercard, American Express
India's own card payment network by NPCI — accepted at 100M+ merchants.
Digit Insurance
Replaces: Allstate, Geico
India's fastest growing general insurer — simple, transparent digital insurance.
Acko Insurance
Replaces: Lemonade, Geico
100% digital insurance — car, bike, health with instant claims.
Star Health
Replaces: United Healthcare
India's largest standalone health insurer — 14,000+ network hospitals.
Pine Labs
Replaces: Square, Clover
Merchant payment platform — POS terminals, payment links used by 600K+ merchants.
MSwipe
Replaces: Square, SumUp
Mobile POS solutions for small businesses — card, UPI, QR payments.
Fi Money
Replaces: Revolut, Chime
Neobank — smart savings, debit card, connected to Federal Bank.